Ben Day's Home Buyer's Handbook

This is the online version of my buyer handbook. If you would like a hard copy, please contact me and I'd be happy to get one to you. Also, please feel free to share your comments and feedback.

Preface
A note from Benjamin Day.

Step 1: Establish a brokerage relationship.
What you can expect from me, how you can help me better serve you, and what to expect from the transaction.

Step 2: Get your loan pre-approved.
Finding a lender, understanding different loans/points/PMI, obtaining pre-approval and completing your loan application.

Step 3: Search for a home.
Selecting an area and lot style, determining your housing requirements, understanding MLS reports and codes, and keeping track of what you've seen.

Step 4: Contract to buy.
Making an offer, understanding paperwork & contract dates, counterproposals, under-contract checklist, completing your loan application, obtaining insurance, title Q & A.

Step 5: Get through inspection.
Why an inspection is important, what it costs, finding an inspector, what to inspect, the inspection notice, about radon.

Step 6: Close the transaction.
What happens at closing, pre-closing checklist, closing payments, handy phone numbers.

Appendix A: Area Descriptions
List of codes for different areas in the Pikes Peak MLS and descriptions of each region.